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Home mortgage and real estate

Mortgage Calculator

Calculate your monthly mortgage payment, see the full amortization schedule, and understand the true cost of homeownership.

Calculate Payment⭐ Premium ToolsRent vs Buy
PITI
Complete Payment
30yr
Standard Term
20%
Down Payment
PMI
If Under 20%

Loan Details

$
$
%

Additional Costs

$
$
$

Monthly Payment Breakdown

Principal & Interest

$0

Property Tax$417
Home Insurance$100

Total Monthly Payment

$0

Loan Amount$320,000
Total of 360 Payments$0
Total Interest Paid$0

Loan Visualization

Total Cost Breakdown

$0

Total Paid

Principal
Infinity%
Interest
NaN%

Interest Rate Impact

$0/mo in interest

Total Home Cost

$80,000

0.20x home price

Amortization Schedule

MonthPaymentPrincipalInterestBalance

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Why Trust Our Tools?

Real Industry Experience: Built by professionals with 10+ years in real estate investing, mortgage lending, and financial planning.
Bank-Approved Formats: Our financial statements follow the exact formats required by lenders, SBA, and financial institutions.
Used in Real Transactions: These tools have been used for actual loan applications, investor presentations, and business valuations.
$50M+
In Deals Analyzed
10+
Years Experience
100%
Privacy Protected
Content reviewed and updated: January 2026Data stored locally - we never access your information

Professional-Grade Financial Calculators

Our financial calculators are built by professionals with over a decade of experience in real estate investing, mortgage lending, and financial planning. Unlike generic online calculators, our tools use the same formulas and methodologies trusted by banks, lenders, and financial advisors.

Why Our Calculators Are Different

  • Bank-Grade Accuracy: We use the exact same amortization schedules, compound interest formulas, and tax calculations that financial institutions rely on.
  • Real-World Tested: These calculators have been used in actual loan applications, investment analyses, and financial planning sessions.
  • Privacy First: All calculations happen in your browser. We never store, transmit, or access your financial data.
  • No Hidden Upsells: Free means free. Use our calculators unlimited times with no registration required.

How to Use These Calculators Effectively

For the most accurate results, gather your financial documents before starting. Having your current account balances, interest rates, and income figures handy will help you get realistic projections. Remember that these calculators provide estimates—for major financial decisions, always consult with a qualified financial advisor or CPA.